401(k) loans just jumped 80%. Why workers are tapping savings early
The average 401(k) balance reached $155,800 as hardship withdrawals and loans climbed, with Fidelity reporting the largest quarterly increase since 2020.
20 trends tracked about this subject — the full history, oldest to newest below.
The average 401(k) balance reached $155,800 as hardship withdrawals and loans climbed, with Fidelity reporting the largest quarterly increase since 2020.
New IRS rules grant Americans a $1,000 increase to retirement savings limits, affecting 401(k) and IRA contributions for 2025.
The IRS raised the 2027 401(k) contribution limit to $25,500, a $1,000 increase from 2026, and lifted catch-up limits for workers 50 and older.
The IRS raised the 2027 401(k) contribution limit to $25,500 and the catch-up limit for workers 50 and older to $8,500, while the IRA limit stays at $7,500.
7 news sources are covering this Business story right now — PULSE is tracking how fast it spreads.
U.S. pensions and retirement plans are heavily invested in artificial intelligence, exposing sponsors to new risks.
Financial industry coverage highlights new retirement spending guidelines introduced by 401(k) giant Capital Group.
Affluent Americans over 60 are abandoning the traditional 401(k) max‑out, reshaping retirement savings for 70 million workers.
Financial commentators including Dave Ramsey and Jean Chatzky issue major warnings regarding retirement accounts.
Financial media spotlights a retirement strategy involving a $1.4 million 401(k) and Social Security timing.
9 news sources are covering this Business story right now — PULSE is tracking how fast it spreads.
The number of individuals in the United States reaching millionaire status through their 401(k) accounts has climbed to a record high.
A surge in US stock market stability has led to a record-breaking number of individuals achieving millionaire status through 401(k) retirement accounts.
Record 401(k) balances and a surge of million‑dollar savers put American retirees in the spotlight.
A legal challenge is testing whether employers must provide fossil fuel-free 401(k) options as a reasonable religious accommodation for employees.
Retirees are debating whether to aggressively draw down 401(k) assets before age 70 to avoid higher Medicare premiums and the IRMAA income cliff.
Index fund inclusion has put SpaceX into US retirement portfolios, triggering debate over risk and exposure.
6 news sources are covering this Business story right now — PULSE is tracking how fast it spreads.
6 news sources are covering this Business story right now — PULSE is tracking how fast it spreads.
Financial analysts are re-evaluating the long-term impact of claiming Social Security benefits at age 62 as retirement strategies receive increased scrutiny.